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Comparison Splitit vs. Highbeam Payment Solutions Vendor Comparison

Splitit and Highbeam are Payment Solutions vendors.

splitit.com
Splitit Installment payments using existing credit cards. They focus on Buy Now Pay Later, Lease-to-Own, & Try Before You Buy.

highbeam.co
Highbeam Automated finance tasks for consumer brands. They focus on Payment Optimization & Revenue Recovery.

Splitit or Highbeam?
Explore Blurb’s unbiased comparison, created for our community and packed with details that matter for your buying decisions.

Splitit

"Installment payments using existing credit cards."
Focused on Buy Now Pay Later, Lease-to-Own, & Try Before You Buy .
Splitit allows shoppers to pay over time using their current credit card. No new loans or extra fees. Merchants get white-label installment options, increasing order values and conversion rates. It's a seamless, zero-friction experience that taps into existing payment infrastructure while keeping debt manageable for consumers.

Key Features & Benefits

End-to-end installment journey
Splitit claims that their white-label installments provide an end-to-end journey, enhancing brand consistency and customer loyalty.
Use existing credit card
Splitit claims that shoppers can use their existing credit cards without new loans, simplifying purchases and increasing ease-of-use.
Seamless global integration
Splitit claims that their solution integrates seamlessly with existing global credit card payment rails, improving the user experience.

Highbeam

"Automated finance tasks for consumer brands."
Focused on Payment Optimization & Revenue Recovery .
Highbeam provides consumer brands with AI-driven finance services. It automates cash flow, scenario planning and bookkeeping, allowing brands to manage finance tasks effortlessly. By integrating banking, capital, cards, and bill pay, Highbeam streamlines operations, saves money, and ensures financial control in a single platform.

Key Features & Benefits

enhanced financial security
Highbeam claims that with $3M FDIC insurance on deposits via Thread Bank, they offer heightened security for consumer brands' funds.
real-time management tools
Highbeam claims that their real-time spend management tools provide immediate insights into cash flow, saving businesses both time and money.
AI-driven automation
Highbeam claims that their AI finance agents automate scenario planning and treasury tasks, reducing manual work and enhancing efficiency.
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