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Comparison Acima vs. Butter Payment Solutions Vendor Comparison

Acima and Butter are Payment Solutions vendors.

acima.com
Acima Enable lease-to-own for consumer goods purchases. They focus on Buy Now Pay Later, Lease-to-Own, & Try Before You Buy.

butterpayments.com
Butter Recovers lost revenue from failed payments. They focus on Payment Optimization & Revenue Recovery.

Acima or Butter?
Explore Blurb’s unbiased comparison, created for our community and packed with details that matter for your buying decisions.

Acima

"Enable lease-to-own for consumer goods purchases."
Focused on Buy Now Pay Later, Lease-to-Own, & Try Before You Buy .
Acima provides a flexible way to acquire consumer items without traditional credit checks. Customers can lease goods like furniture or electronics with easy payment setups. The no-credit option allows customers to engage in lease-to-own agreements, targeting those who wish to defer large one-time payments.

Key Features & Benefits

Flexible, no-credit solutions
Acima claims that their lease-to-own solutions allow customers to get the items they love without needing perfect credit.
Easy payment options
Acima claims that they offer flexible payment options that are conveniently scheduled with your payday.
Diverse retailer network
Acima claims that customers can shop thousands of online and in-store retailers for furniture, electronics, and more.

Butter

"Recovers lost revenue from failed payments."
Focused on Payment Optimization & Revenue Recovery .
Butter Payments optimizes failed payment recovery using machine learning to increase revenue. It acts immediately after a payment failure, tailoring retry strategies through data models. It integrates with existing payment platforms to streamline operations without requiring personal data. This boosts both transaction success and customer lifetime value.

Key Features & Benefits

Superior payment recovery success
Butter Payments claims that they recover 166% more lost revenue than traditional payment recovery methods.
Advanced machine learning techniques
Butter Payments claims that their machine learning tech optimizes failed payment recovery, leading to 10%+ ARR growth.
Revenue-oriented customer partnerships
Butter Payments claims they don't make money unless they recover your revenue, focusing on shared success.
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