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Comparison Splitit vs. ChargeAfter Payment Solutions Vendor Comparison

Splitit and ChargeAfter are Payment Solutions vendors.

splitit.com
Splitit Installment payments using existing credit cards. They focus on Buy Now Pay Later, Lease-to-Own, & Try Before You Buy.

chargeafter.com
ChargeAfter Provides multi-lender point-of-sale financing options. They focus on Buy Now Pay Later, Lease-to-Own, & Try Before You Buy.

Splitit or ChargeAfter?
Explore Blurb’s unbiased comparison, created for our community and packed with details that matter for your buying decisions.

Splitit

"Installment payments using existing credit cards."
Focused on Buy Now Pay Later, Lease-to-Own, & Try Before You Buy .
Splitit allows shoppers to pay over time using their current credit card. No new loans or extra fees. Merchants get white-label installment options, increasing order values and conversion rates. It's a seamless, zero-friction experience that taps into existing payment infrastructure while keeping debt manageable for consumers.

Key Features & Benefits

End-to-end installment journey
Splitit claims that their white-label installments provide an end-to-end journey, enhancing brand consistency and customer loyalty.
Use existing credit card
Splitit claims that shoppers can use their existing credit cards without new loans, simplifying purchases and increasing ease-of-use.
Seamless global integration
Splitit claims that their solution integrates seamlessly with existing global credit card payment rails, improving the user experience.

ChargeAfter

"Provides multi-lender point-of-sale financing options."
Focused on Buy Now Pay Later, Lease-to-Own, & Try Before You Buy .
ChargeAfter lets merchants offer seamless, multi-lender financing at the point of sale. It matches customers with the best lending options automatically, without cumbersome integrations. The platform covers everything from application to post-sale management, simplifying the entire financing process. Optimized choices improve approval rates and customer satisfaction.

Key Features & Benefits

Personalized embedded financing choices
ChargeAfter claims that it provides personalized embedded financing choices, making purchase financing simple for customers everywhere.
Connected real-time matching engine
ChargeAfter claims that its dynamic waterfall lending connects clients to ideal lenders in real-time, increasing approval rates.
Unified omnichannel financing experience
ChargeAfter claims that its platform gives customers a unified financing process across multiple channels and lenders.
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