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Comparison Affirm vs. Butter Payment Solutions Vendor Comparison

Affirm and Butter are Payment Solutions vendors.

affirm.com
Affirm Split purchases into installments without any surprises. They focus on Buy Now Pay Later, Lease-to-Own, & Try Before You Buy.

butterpayments.com
Butter Recovers lost revenue from failed payments. They focus on Payment Optimization & Revenue Recovery.

Affirm or Butter?
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Affirm

"Split purchases into installments without any surprises."
Focused on Buy Now Pay Later, Lease-to-Own, & Try Before You Buy .
Affirm helps users spread out payments for purchases over time. It integrates directly at checkout, offering flexible payment plans with clear terms. This eliminates unexpected fees and interest, allowing consumers to manage their cash flow better and make larger purchases more accessible.

Key Features & Benefits

No late fees guarantee
Affirm claims that their payment solutions come with no hidden fees or surprises, enhancing customer trust.
Transparent interest rates
Affirm claims that they provide upfront and clear interest rates ranging from 0% to 36% APR.
Flexible payment options
Affirm claims that they offer flexible payment plans like 'Pay in 4' for consumer convenience.

Butter

"Recovers lost revenue from failed payments."
Focused on Payment Optimization & Revenue Recovery .
Butter Payments optimizes failed payment recovery using machine learning to increase revenue. It acts immediately after a payment failure, tailoring retry strategies through data models. It integrates with existing payment platforms to streamline operations without requiring personal data. This boosts both transaction success and customer lifetime value.

Key Features & Benefits

Superior payment recovery success
Butter Payments claims that they recover 166% more lost revenue than traditional payment recovery methods.
Advanced machine learning techniques
Butter Payments claims that their machine learning tech optimizes failed payment recovery, leading to 10%+ ARR growth.
Revenue-oriented customer partnerships
Butter Payments claims they don't make money unless they recover your revenue, focusing on shared success.
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