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Comparison plastiq vs. Katapult Payment Solutions Vendor Comparison

plastiq and Katapult are Payment Solutions vendors.

plastiq.com
plastiq Facilitating payments by credit card globally. They focus on Payment Processing & Infrastructure.

katapult.com
Katapult Lease-to-own for online and in-store shopping They focus on Buy Now Pay Later, Lease-to-Own, & Try Before You Buy.

plastiq or Katapult?
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plastiq

"Facilitating payments by credit card globally."
Focused on Payment Processing & Infrastructure .
Plastiq allows businesses to pay any vendor by credit card, even if the vendor doesn’t accept it directly. They deliver payments through wires, ACH transfers, or checks. Marketers can control cash flow by deferring card repayment and sync transactions seamlessly with accounting software, keeping everything in one place.

Key Features & Benefits

Payment method flexibility
Plastiq claims that they offer unparalleled flexibility in payment methods, allowing payments even when vendors don't accept cards.
Zero merchant fees
Plastiq claims that they offer card payment acceptance with zero merchant fees, simplifying transactions for businesses.
Seamless cash flow extension
Plastiq claims that they extend cash flows for businesses by allowing bill pay without immediate cash outlay.

Katapult

"Lease-to-own for online and in-store shopping"
Focused on Buy Now Pay Later, Lease-to-Own, & Try Before You Buy .
Katapult gives shoppers quick access to lease-to-own options without credit checks. Users pick from 200+ retailers and choose payment schedules that fit their budgets. Approval takes a mere five seconds. The service is about user-centric purchasing—avoid surprises, hidden fees, or late charges. It's straightforward and flexible.
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