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Comparison Acima vs. Balance Payment Solutions Vendor Comparison

Acima and Balance are Payment Solutions vendors.

acima.com
Acima Enable lease-to-own for consumer goods purchases. They focus on Buy Now Pay Later, Lease-to-Own, & Try Before You Buy.

getbalance.com
Balance Automate B2B payments and credit management seamlessly. They focus on Payment Processing & Infrastructure.

Acima or Balance?
Explore Blurb’s unbiased comparison, created for our community and packed with details that matter for your buying decisions.

Acima

"Enable lease-to-own for consumer goods purchases."
Focused on Buy Now Pay Later, Lease-to-Own, & Try Before You Buy .
Acima provides a flexible way to acquire consumer items without traditional credit checks. Customers can lease goods like furniture or electronics with easy payment setups. The no-credit option allows customers to engage in lease-to-own agreements, targeting those who wish to defer large one-time payments.

Key Features & Benefits

Flexible, no-credit solutions
Acima claims that their lease-to-own solutions allow customers to get the items they love without needing perfect credit.
Easy payment options
Acima claims that they offer flexible payment options that are conveniently scheduled with your payday.
Diverse retailer network
Acima claims that customers can shop thousands of online and in-store retailers for furniture, electronics, and more.

Balance

"Automate B2B payments and credit management seamlessly."
Focused on Payment Processing & Infrastructure .
Balance helps marketers by automating B2B payments in complex networks. It provides trade credits, optimizes payment costs, and automates invoice-to-cash workflows. Users can integrate with existing systems using Balance’s platform, which streamlines operations while offering net payment terms. It reduces financial overhead and enhances cash flow predictability.

Key Features & Benefits

Comprehensive transaction lifecycle management
Balance claims that it powers the entire B2B transaction lifecycle with software and APIs to accept payments, extend credit, and manage transactions.
Instant and scalable financing terms
Balance claims that its platform offers instant financing with high approval rates and customizable payment terms, enabling business growth.
Seamless B2B payment integration
Balance claims that it offers a flexible and reliable payment platform that integrates seamlessly into existing software and systems.
Compare all Payment Solutions Vendors Head-to-Head